Assisted Living in Cumberland, Maryland
Top Assisted Living Facilities in Cumberland, Maryland
Located at 506 White Ave, Golden Living Community - Cumberland is a senior community in Cumberland, Maryland. The surrounding area is densely populated, with about 45,000 people residing in the 21502 zip code. It is a predominantly middle ...
Located at 15 Cumberland St, Countryhouse Cumberland is a senior housing facility serving Cumberland, Maryland. With about 45,000 people residing in the zip code of 21502, the neighboring area is densely populated. It is a largely middle class ...
Ray of Hope is a senior housing community located at 163 N Mechanic St in Cumberland, Maryland. The community is in a primarily middle income area, with an average per-family income of $39,161. With approximately 45,000 poeple living ...
Located at 1 Baltimore St Ste 1, Kensington is a senior care community in Cumberland, Maryland. The encompassing area is densely populated, with about 45,000 individuals living in the 21502 zip code. With an average per-household income of ...
Sincerely Yours Assisted Living is a 5 room senior housing facility situated in Cumberland, Maryland. The facility is in a primarily middle class area, with a median per-family income of $39,161. With roughly 45,000 poeple living in the ...
Located at 1 Baltimore St, Kensington Evergreen Cumberland is a senior care community in Cumberland, Maryland. The facility is in a primarily middle income area, with an average household income of $39,161. It is densely populated, with around ...
New Hope Two is a senior housing facility located at 11609 Bierman Dr SE in Cumberland, Maryland. The community is in a predominantly middle class area, with an average household income of $39,161. It has a dense population, ...
Willowbrook Square is a senior community located at 10102 Country Club Rd in Cumberland, Maryland. It is located nearby numerous local amenities, which include healthcare services, retail stores, and houses of worship. There are numerous drug ...
Located at 100 Village Pkwy, Assisted Living at Frostburg is a senior care facility in Frostburg, Maryland. The facility is in a predominantly middle class area, with an average per-family income of $40,298. With approximately 17,000 individuals ...
8 miles away from Cumberland, MD
Located at 891 Dorsey Hotel Rd in Grantsville, Maryland, Goodwill Mennonite Home Grantsville MD is a 107 unit senior care facility. The encompassing area is sparsely populated, with about 5,000 individuals residing in the 21536 zip code. It ...
21 miles away from Cumberland, MD
Located at 136 Donahoe Manor Rd in Bedford, Pennsylvania, Donahoe Manor is a 72 room senior housing community. The facility is in a mostly middle class area, with an average family income of $37,904. With about 13,000 people ...
29 miles away from Cumberland, MD
Colonial Courtyard is a senior care facility located at 220 Donahue Manor Rd in Bedford, Pennsylvania. The encompassing area has an average population density, with roughly 13,000 people residing in the zip code of 15522. It is a ...
29 miles away from Cumberland, MD
Located at 456 Autumn Acres Rd in Berkeley Springs, West Virginia, Berkeley Springs Center is a 120 bed senior care facility. The facility is in a largely middle class area, with an average per-household income of $39,585. It ...
29 miles away from Cumberland, MD
Cumberland is a city in Allegany County that began life as Fort Cumberland in 1786. Its claims to fame include being the start of the first highway in the country and, in Riverside Park, the headquarters of George Washington for a time. Approximately 20.2% of its 19,000 residents are aged 65 and older, an above-average percentage that suggests the city is senior-friendly. The historic downtown and Washington Street districts are likely draws for seniors, due to their abundance of boutiques stores and restaurants, while the area known locally as The Mountain Side of Maryland offers a wealth of attractions for residents who enjoy outdoor living.
There are 13 assisted living facilities in and around the city. Fees average $4,665, saving seniors approximately $335 per month when compared to the state average of $5,000. By offering lower costs, outstanding scenery and a more sedate lifestyle, it's understandable that Cumberland should have more seniors than the average U.S. city.
The SeniorScore for Cumberland, MD
Cumberland has a SeniorScore of 72, which is average for the U.S., although six points below the score for Maryland as a whole. A SeniorScore indicates a city's friendliness for seniors by measuring more than 100 data points in four categories to arrive at the final figure. Cumberland scores highest in the General Quality of Life category, followed by Recreation & Leisure, with the Finances and Health & Safety categories sharing third place.
Surrounded by enviable scenery and far enough from major cities to not be affected by higher pollution levels, it's unsurprising that Cumberland scores so well on General Quality of Life. The city's seniors enjoy four distinct seasons, with snow coating the mountains in winter, while temperatures in the city average 21 degrees. In summer, 88 degrees is normal, allowing seniors to enjoy warm days that aren't uncomfortably hot, while in the fall, autumn colors decorate the leaves in shades of orange and brown. The city's water and air quality are better than average too.
For recreation, the city's seniors have five parks suitable for casual strolls, picnics with friends and watching sports. The area also has more than 50 churches serving most denominations and seven malls for seniors who enjoy retail therapy. Although health costs are generally above average, they are offset by an overall cost of living that's significantly below the mean for the state and the country. Four hospitals serve the health care needs of Cumberland's seniors and the high number of Medicare-registered physicians ensure they shouldn't need to compromise on the medical professional who treats them. Overall, the city ticks most boxes for seniors.
SeniorScore™ for Cumberland, Maryland
The SeniorScore™ is calculated based on over 100 variables, some of which are shown below. The final score is curved based on a linear curving method. For More info visit senioradvice.com/seniorscore.
- Cumberland scores lower than the Maryland average of 78.
- Cumberland scores lower than the national average of 72.
- There is a high number of Medicare registered physicians within the city limits.
- There are 4 hospitals within close range of the city, including Memorial Hospital & Medical Center Of Cumberland, Western Maryland Regional Medical Center, and Sacred Heart Hospital.
- There are 14 senior living facilities in close proximity to the city, including The Lions Center For Rehab and Extended Care, Kensington, and Kensington Evergreen Cumberland.
- There is a high number of home healthcare providers operating in the city.
- There is a very high number of fire stations serving the city.
- The average life expectancy is 78.8, compared to the national average of 78.6.
- There are 94 pharmacies within close range of the city.
- The area has a very high property crime rate.
- The area has a high violent crime rate.
- The city has a high percentage of seniors in the population (31% of residents).
- There are 10 golf courses in or around the city, including Cumberland Country Club, Maplehurst Country Club, and Rocky Gap Lodge & Golf Resort.
- There are 5 parks near the city center, including Constitution Park, Canal Place, and Rocky Gap Campgrounds.
- There are 51 churches in or near the city, including La Vale Baptist Church, Memorial Heights Baptist Chr, and Yelovich Stephen F.
- There are 7 malls / shopping centers within close range of the city.
- There are 33 grocery stores within the city.
- There are 2 movie theatres in or near the city.
- There are 13 gyms or health clubs in or near the city.
- The property taxes average 2.40% of total income, which is significantly lower than the national average of 2.79%.
- The property taxes average 1.01% of property value, which is significantly lower than the national average of 1.09%.
- The city sales taxes averages 6.00%, which is significantly lower than the national average of 6.97%.
- Maryland has an average state income tax of 4.15%, compared to the national average of 3.38%.
- The city's mean household income is $52,918, which is significantly lower than the national average of $64,580.
- The city's median household income is $38,398, which is significantly lower than the national median of $51,560.
- The city's per capita income is $21,288, which is significantly lower than the national average of $25,611.
- Assisted living costs average $43,200 per year, which are average compared to national figures.
- Nursing home costs average $87,600 per year, which are average compared to national costs.
- Adult daycare costs average $21,060 per year, which are high compared to national numbers.
- Home healthcare costs average $39,468 annually, which are very low compared to national costs.
- The unemployment rate is about 8.36%, which is average compared to national averages.
- The overall cost of living is high compared to national averages.
- 1% of the senior population are financially responsible for at least one grandchild.
- Cumberland receives low levels of rainfall each year.
- Cumberland has average mean temperatures, with average winters and pleasant summers.
- This city has average air quality.
- Cumberland has a sparse population density of 495.6 people per square mile.
- Residents of Cumberland have a very short daily commute time.
- Cumberland has a high public school quality ranking.
- The city has a high public school safety rating.
- This city has an average graduation rate of 86.50%.
Assisted Living Costs in Cumberland, MD
The findings of the 2020 Genworth Cost of Care Survey reveal that seniors in Cumberland pay, on average, $4,665 per month for assisted living care. Although the city's fees are above the national average, they're considerably lower than the average for Maryland. At $5,000 per month, seniors in the rest of the state pay $4,020 more per year than their peers in Cumberland.
Although Cumberland's average fees are below the mean for Maryland, they're not the most affordable in the state — a position held by Hagerstown, where fees are in the region of $4,500 per month. In Baltimore, fees equal Maryland's average of $5,000, while down in Salisbury, seniors pay yet another $500 per month. Although significantly more than the state average, this fee is still $700 less than the fees typically paid in California. Assisted living fees near Maryland range from high to low. For example, in the nation's capital, it's common to pay $6,000 per month, while in Winchester, Virginia — which is around an 80-minute journey southeast from Cumberland — fees of $4,304 are considered normal. However, about the same time west in Morgantown, West Virginia, they go up again to $5,810 — a monthly increase of $1,145 when compared to Cumberland.
- Cumberland: $4,665
- Hagerstown: $4,500
- Baltimore: $5,000
- Salisbury: $5,500
- California: $6,200
- Washington D.C.: $6,000
- Morgantown, WV: $5,810
- Winchester, VA: $4,304
Free Assisted Living Resources in Cumberland, MD
Cumberland Senior Center Cumberland Senior Center provides the city's older residents with a place to meet, socialize and participate in a range of activities designed to stimulate the body and mind. There are weekly card games and bingo, opportunities for members to join in fundraising pursuits and classes with exercises appropriate to fitness levels. The center also organizes regular shopping trips and cultural excursions. Educational classes include courses on nutrition and computers, while the frequent health screening sessions include eye exams and blood pressure monitoring. Five days a week at noon, seniors can share freshly-prepared meals with other members for a small donation. 125 Virginia Avenue, Cumberland, MD 21502 (301) 783-1722 https://alleganyhrdc.org/senior-centers/ |
Cumberland VA Clinic Operating during normal working hours on weekdays, the Cumberland VA Clinic serves the medical needs of U.S. military veterans and their dependents. It provides primary care in addition to programs dealing with nutritional health, smoking cessation and mental health. There is also a pharmacy and optometrist. The clinic's other function is as the veterans' affairs service for the region, helping vets apply for the benefits they're entitled to from the state and federal governments. Veterans who qualify may also be able to receive either the VA Aid and Attendance Benefit or the Homebound Allowance, which are monthly payments designed to mitigate the costs of long-term care. 200 Glen Street, Cumberland, MD 21502 (800) 817-3807 https://www.va.gov/martinsburg-health-care/locations/cumberland-va-clinic/ |
Long-Term Care Ombudsman Seniors in long-term care communities can rely on the support of the Long-Term Care Ombudsman if they are in dispute with their care providers. The ombudsman's role is to advocate for seniors, educate them on their rights within residential care and investigate their complaints. The families of residents and third parties can also register complaints with the ombudsman. Examples of complaints include the quality of the food, room hygiene and discharge without consultation. 125 Virginia Avenue, Cumberland, MD 21502 (301) 783-1771 https://alleganyhrdc.org/ombudsman-program/ |
Retired and Senior Volunteer Program (RSVP) Cumberland seniors keen to support the local community should contact RSVP, provide information about the time they have to spare for voluntary work and the skills they have to offer. RSVP can match them to a local nonprofit that relies on volunteers to serve the needy in Allegany County, in addition to other agencies that manage local projects for the benefit of all. 125 Virginia Avenue, Cumberland, MD 21502 (301) 783-1776 https://alleganyhrdc.org/retired-and-senior-volunteer-program-rsvp/ |
State Health Insurance Assistance Program (SHIP) SHIP is a federally funded program for Medicare beneficiaries and seniors who have yet to enroll. SHIP counselors provide unbiased advice to seniors, helping them understand the pros and cons of various Medicare plans in relation to the seniors' unique circumstances and assisting with their applications. The counselors can also discuss private health insurance but won't try to sell plans as their sole purpose is to support the senior. Additional services include helping those denied Medicare submit their appeals. 301 West Preston Street, Suite 1007, Baltimore, MD 21201 (301) 783-1710 https://aging.maryland.gov/Pages/state-health-insurance-program.aspx |
Frequently Asked Questions
Question
What does assisted living cost in the state of Maryland?
Answer
The average cost of assisted living in Maryland is roughly $113 per day (ranging from $30 to $293), $3,400 per month (ranging from $900 to $8,800), and $40,800 annually (ranging from $10,800 to $105,600).
Question
How much is assisted living in Cumberland?
Answer
With an average cost of $3,600 monthly, or $43,200 yearly, assisted living in Cumberland, Maryland ranges from approximately $2,958 to $5,450 per month.
Question
What does assisted living include?
Answer
Assisted living generally includes help with bathing, help getting dressed, 24-monitoring, basic medical care, and medication monitoring. Care can be provided in a private or shared room.
Question
Can I pay for assisted living in Cumberland with Medicaid?
Answer
The only Medicaid faciility in Cumberland is Frostburg Village.
Question
How many seniors are there in Cumberland?
Answer
While the surrounding metropolitan area contains 65,980 inhabitants, there are 44,400 residing in the city itself. Those who are 55 and over constitute approximately 31% of the total population.