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Memory Care in Indiana

Alzheimer's disease affects more than 110,000 Indiana residents, and 20,000 new cases will be diagnosed by 2025. Dementia has a significant impact on the health care system as well as Medicaid and Medicare spending. Alzheimer's also takes a toll on family caregivers who provide more than 390 million hours of annual assistance in Indiana alone.

When caring for loved ones becomes too much or when individuals are unable to live safely in the community, families can turn to dedicated memory care facilities. These residential communities housed in nursing homes or assisted living centers provide interactive programming and specialized therapies in a secure, comfortable, homelike environment. In Indiana, seniors typically pay $5,125 per month for memory care, which is just above the national average of $5,064.

This guide includes information about average memory care costs and financial assistance programs that are available to individuals with Alzheimer's and their caregivers. It also includes information about government agencies and statewide resources that can help families make informed long-term care decisions.


SeniorAdvice's Guide to Memory Care in Indiana



Indiana is a moderately senior-friendly state. It has a SeniorScore of 72, which is on par with the national average. This livability index rates communities based on their performance in four key areas relevant to older adults, including Finances, Health & Safety, Recreation & Leisure and General Quality of Life.

The Hoosier State performs well in Finances thanks to its low property taxes and affordable cost of living. While household and per capita income levels are slightly lower than the national average, the cost of assisted living, memory care and skilled nursing exceeds the U.S. median. The state's lowest rating is for General Quality of Life. Indiana's moderate climate and average population density earned it 61out of 100 points in this category.

Health & Safety and Recreation & Leisure are tied at 64. These rankings consider the number of medical and long-term care facilities as well as crime rates, local attractions and community amenities. Favorable metrics include a high number of senior living communities and medical professionals who serve older adults and dementia patients. Recreation & Leisure ratings were boosted by the state's large number of golf courses and religious institutions as well as its municipal parks.

SeniorScores also consider the average number of senior citizens statewide. According to Census data, more than 1 million adults, or 16% of the state's 6.7 million residents, are aged 65 or older, and the Indiana Family and Social Services Administration expects this number to increase dramatically by 2030.



Top Memory Care Communities in Indiana



Aspen Trace - Greenwood, IN

Aspen Trace

3154 S Sr 135

Greenwood, IN 46143

1-855-222-1541

14 Reviews  

Aspen Trace is a 104 room senior care facility situated in Greenwood, Indiana. The surrounding area is densely populated, with roughly 50,000 individuals living in the 46143 zip code. It is a generally middle class area, with ...

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American Village - Indianapolis, IN

American Village

2026 E 54th St

Indianapolis, IN 46220

1-855-238-4376

11 Reviews  

American Village is a 150 bed senior care facility situated within the Fairgrounds neighborhood of Indianapolis, Indiana. With approximately 36,000 residents in the zip code of 46220, the surrounding area is heavily populated. It is a primarily middle ...

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The Cost of Memory Care in Indiana



According to data from Genworth Financial's Cost of Care Survey for 2019, memory care in Indiana typically costs $5,125 per month, which is just $60 higher than the national average. Due to the level of support that most memory care residents require, memory care costs 20 to 30% more than assisted living. Because no official data exists, costs have been determined by adjusting existing data collected from long-term care providers across 440 metropolitan areas in every state.

Memory care costs in Indiana are close to the regional average of $5,002. In other Midwestern states, seniors pay anywhere from $4,371 to $5,424. Monthly rates are $750 lower in Kentucky and $300 higher in Ohio. Costs tend to be more moderate in Michigan and Illinois. Seniors in these states pay $125 less and $88 more per month respectively.

  • Indiana: $5,125
  • National: $5,064
  • Michigan: $5,000
  • Illinois: $5,213
  • Kentucky: $4,371
  • Ohio: $5,424

The Cost of Memory Care in Indiana's Top Cities

The estimated cost of memory care in Indiana's five largest metropolitan areas varies by more than $1,600 per month. In the heart of Hoosier, rates in Indianapolis are on par with the state median of $5,125. Costs are lowest in the university town of Bloomington, where seniors pay just $3,713 per month, and they're highest in South Bend at $5,341 per month. In the midsize cities of Evansville and Fort Wayne, monthly memory care costs are $355 and $550 lower than the state median.

  • Indianapolis: $5,125
  • Fort Wayne: $4,579
  • Evansville: $4,771
  • South Bend: $5,341
  • Bloomington: $3,713

Senior Care Cost Comparison in Indiana

Residential care facilities that serve individuals with Alzheimer's disease or cognitive impairments cost more than most alternatives. In the Hoosier State, memory care costs $1,025 more per month than assisted living. Monthly rates are also $740 and $790 higher than homemaker services and home health care. However, memory care rates cover additional services and expenses, including accommodations, meals and activities.

On the other hand, memory care costs almost $1,900 less per month than nursing homes while offering residents a less restrictive and more comfortable setting. As an alternative, families may consider daytime programs that are held at local community centers. These services cost $1,842 per month, and they give seniors the freedom to live at home.

  • Memory Care: $5,125
  • Assisted Living: $4,100
  • In-Home Care: $4,334
  • Home Health Care: $4,385
  • Adult Day Care: $1,842
  • Nursing Home Care: $7,021

Financial Assistance for Memory Care in Indiana



Aged and Disabled Waiver

Address: 402 W. Washington St., Indianapolis, IN 46204
Phone Number: (888) 673-0002
Website: https://www.in.gov/fssa/da/medicaid-hcbs/

This Home- and Community-Based Services waiver is available to disabled adults and senior citizens aged 65 or older. It can help with the cost of personal care and related services provided at home or in a residential setting, such as an assisted living facility or memory care community. Benefits are available to individuals who require a nursing home level of care and meet financial eligibility criteria established by the state's Medicaid program. Indiana's Aged and Disabled Waiver is managed by the Division of Aging, and applications are handled by regional Area Agencies on Aging. For more details, residents can contact the Division of Aging or the INconnect Alliance at (800) 713-9023.


Residential Care Assistance Program

Address: 402 W. Washington St., Indianapolis, IN 46204
Phone Number: (888) 673-0002
Website: https://www.in.gov/fssa/da/provider-resources/residential-care-assistance-program/

The Residential Care Assistance Program offers a variable daily stipend to help with the cost of room and board, housekeeping and care coordination provided at a participating long-term care facility. This state-funded benefit is available to senior citizens aged 65 or older and adults who are blind or disabled. Individuals must qualify for Medicaid or Supplemental Security Income to be accepted. Applications are processed by the Division of Family Resources, which is responsible for verifying seniors' income. Individuals can download the application online and email it to [email protected] along with supporting documentation.


Program of All-Inclusive Care for the Elderly

Address: 402 W. Washington St., Indianapolis, IN 46204
Phone Number: (888) 673-0002
Website: https://www.in.gov/fssa/da/program-of-all-inclusive-care-for-the-elderly2/

The Program of All-Inclusive Care for the Elderly is an innovative managed care system that's spread across the nation since the 1970s. PACE allows qualifying adults aged 55 and older to receive medical, social and long-term care through a single organization. Nearly half of all participants have dementia, so most providers have experience in this area. In addition to delivering primary and acute medical care, PACE covers respite care, skilled nursing and services provided in licensed residential facilities.

Benefits are available to individuals who qualify for Medicaid or Medicare, and private-pay options are available to those who exceed income limits. Indiana has several regional providers, including Franciscan Senior Health & Wellness in Indianapolis, Saint Joseph PACE in Mishawaka and Franciscan Senior Health & Wellness Dyer. Services are available to residents who live in designated ZIP codes. Visit the National PACE Association to see if services are available in your area.


Indiana Memory Care Rules and Regulations



Memory care facilities in Indiana are licensed and overseen by the Department of Health Division of Long Term Care. Assisted living facilities and nursing homes must be approved by the Residential Care Facility Licensing Program or Comprehensive Care Facility Licensing and Certification Program. Here are a few of the requirements that facilities must meet to care for residents with dementia or Alzheimer's.

Scope of Care

In Indiana, dementia care can be provided by comprehensive care facilities (nursing homes) or residential care facilities (assisted living). They provide room and board, recreational activities, housekeeping and personal assistance. Facilities must have a dementia care disclosure form on file with the state.

Facilities

While Indiana has specific regulations for resident accommodations, it does not have any rules related to security, fire safety or entry systems. However, facilities must meet code requirements, and they are reassessed every nine to 15 months.

Care Plan Requirements

Residents must be assessed prior to admission and every six months thereafter. Indiana also requires evaluations following significant changes in physical or mental status. Seniors have a right to participate in care planning and to select an attending physician of their choice.

Medication Management
Requirements

Assisted living and nursing home residents in memory care units may self-administer medications if they are capable, or their medications can be managed by nursing staff or a qualified medication aide. Injections must be administered by a licensed professional.

Staff Training Requirements

The Indiana State Department of Health requires staff members to complete three hours of dementia-specific training annually. Administrators who manage Alzheimer's or dementia special care units must meet certain standards for education and clinical experience.

Medicaid Coverage

The cost of personal assistance provided in a memory care unit or licensed residential care facility may be covered by Indiana's Aged and Disabled Home- and Community-Based Services waiver. Individuals who need help with the cost of room and board may qualify for the Residential Care Assistance Program.

Reporting Abuse

Indiana is a mandatory reporting state. Anyone who suspects elder abuse, neglect or exploitation must alert proper authorities. Health care professionals should contact the Indiana State Department of Health, and members of the public should contact the agency's consumer complaints division.


Free Memory Care Resources in Indiana



Alzheimer's Association Greater Indiana Chapter

This statewide chapter of the Alzheimer's Association assists more than 110,000 Hoosiers and 342,000 caregivers in 73 counties. It funds research, hosts support groups and sponsors community fundraising events such as the Walk to End Alzheimer's. The association provides educational materials and other resources to caregivers and individuals who are living with this life-changing diagnosis. To learn more about these services, interested individuals can call the Indianapolis office at (317) 575-9620, or dial (800) 272-3900 to reach the 24-hour hotline.


Family Caregiver Support Program

Indiana does not have a state-funded respite care program for dementia or Alzheimer's. However, informal caregivers may qualify for benefits through the National Family Caregiver Support Program. Sponsored by the Older Americans Act, this resource provides training, emotional support, home modifications and short-term respite care to individuals who care for an older adult or person who has been diagnosed with Alzheimer's. There are no income or asset limits, although voluntary donations are suggested. Caregivers can contact their local Area Agency on Agency or call the INconnect Alliance at (800) 713-9023 to learn more.


Dementia Friends Indiana

Dementia Friends Indiana is part of the Dementia Friendly America outreach initiative, which aims to increase Alzheimer's awareness and build dementia-friendly communities that have appropriate health care, businesses and social services. The organization provides training, educational resources and information to help individuals and families navigate their long-term care options. Residents can call CICOA Aging & In-Home Solutions at (317) 254-5465 to learn more about Dementia Friends Indiana.



Indiana Agencies


Indiana Division of Aging

Address: 402 W. Washington St., Indianapolis, IN 46204
Phone Number: 888-673-0002
Website: https://www.in.gov/fssa/da/

The Indiana Division of Aging is part of this state's Family and Social Services Administration. This agency sponsors a variety of programs for older adults, including Medicaid HCBS waivers that can be used for assisted living and related supports. It also provides Adult Protective Services and represents the rights of long-term care residents through its ombudsman program. Many of these services are provided in partnership with Area Agencies on Aging and other local or regional organizations.



Area Agencies on Aging in Indiana


Indiana has 16 regional Area Agencies on Aging. These federally designated nonprofits connect seniors, caregivers and disabled adults with community-based services, wellness programs and age-related resources. They also help residents apply for Medicaid long-term care waivers that can help with the cost of personal assistance provided in a residential setting, such as a memory care facility. Services are free or available for a nominal fee. AAAs also offer insurance counseling and ombudsmanship to represent the best interests of individuals who live in long-term care facilities. The Indiana Family and Social Services Administration maintains a complete list of AAAs online.



Veteran Affairs Offices in Indiana


Veterans have a higher risk of developing dementia and cognitive impairments, and the U.S. Department of Veterans Affairs offers a variety of benefits to assist these individuals and their family members. Military veterans in Indiana who have Alzheimer's disease or a similar diagnosis may qualify for enhanced medical services as well as respite care, palliative care and assisted living. The VA also offers pension supplements that can help disabled or cognitively impaired veterans and their spouses with the cost of long-term care. To locate an administrative office or medical center in your community, visit the VA online.



Social Security Offices in Indiana


Staff members at local Social Security offices can help Indiana residents apply for and manage government benefits. The agency administers Social Security retirement and disability payments as well as Supplemental Security Income that can be used for room and board at memory care or assisted living facilities. Offices also assist with Medicare enrollment and ExtraHelp benefits that can lower the cost of premiums and copays. Indiana seniors can manage their Social Security benefits online or by visiting their nearest SSA office.

 

Other Cities in Indiana

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